Recommended Home Loans in Malaysia

Category

Lender

Interest Rate (p.a.)

Package Type

Facility

MRTA Compulsory

Lock in Period (Yrs)

Longest Loan Tenure	Malaysian Assurance Alliance Berhad	KLIBOR+3.15% (Whole Tenure)	Variable		No	3
Zero Payment (During Construction)	Bank Islam (M) Berhad	1.75% (Yr1), 5.75% (Yr2), BFR-1.30% (TA)	Hybrid		Yes	5
Fully Revolving Credit Loan	The Bank of Nova Scotia Berhad	Up to BLR-1.50% (Whole Tenure)	Variable		No	5
100% Margin of Finance (SPA Price)	Bank Islam (M) Berhad	3.00%(Yr1), 5.00%(Yr2), BFR -1.30% to BFR -1.80(TA)	Hybrid		Yes	5
Deposit Linked Flexi Home Loan	Alliance Bank (M) Berhad	BLR-2.20% (Yr1-2), BLR-2.00% (TA)	Variable	RD	No	5
	CIMB Islamic Bank Berhad	BFR-2.15% (Whole Tenure)	Variable	RD	Yes	5
Fixed Rate Loan	ING Insurance Berhad	5.35% (Whole Tenure)	Fixed		Yes	5
	American International Assurance Berhad	4.99%(Whole Tenure)	Fixed		No	5
Islamic Home Financing	Bank Islam (M) Berhad	2.50% (Yr1), 5.00% (Yr2), BFR-1.30% to BFR-1.80% (TA) (Negotiable)	Hybrid		Yes	5
	Asian Finance Bank Berhad	5.00% (Y1-2), BFR-1.50% (TA)	Hybrid		No	0
Floating Rate Loan	Alliance Bank (M) Berhad	BLR-2.30% (Yr1-2), BLR-2.05%(TA)	Variable	OD	No	5
Investors' Home Loan / Low or 0 Lock In	Asian Finance Bank Berhad	5.00% (Y1-2), BFR-1.50% (TA)	Hybrid		No	0
	OCBC Bank (M) Berhad	BLR-2.00% (Whole Tenure)	Variable	OD RD	No	3
	OCBC Bank (M) Berhad	BLR-2.00% (Whole Tenure)	Variable	OD RD	No	3
Low Deposit Loans	Alliance Bank (M) Berhad	BLR-1.80% (Whole Tenure)	Variable	OD RD	Yes	3
	Public Bank Berhad	BLR-1.80%(Whole Tenure)	Variable	OD RD	No	5
	Alliance Bank (M) Berhad	BLR-1.75% (Whole Tenure)	Variable	OD RD	No	3
Hybrid Loans (Fixed & Floating)	Hong Leong Bank Berhad	2.38% (Yr 1), 3.38% (Yr 2), BLR-1.30% (TA)	Hybrid	OD RD	Yes	5